Travel insurance · checked against official sources 16 August 2026 at 09:47 UK time
Travel Insurance and Wildfires: What To Check Before You Go
A plain-English checklist for wildfire disruption, cancellations, evacuation and curtailment questions.
Important: do not assume wildfire disruption is automatically covered. Check your policy wording, whether the fire was a known event when you bought the policy, and whether FCDO or local authority advice affects cover.
Ask these questions before relying on a policy
- Does it cover cancellation, curtailment, missed departure, evacuation or loss of accommodation because of wildfire?
- What happens if your destination is open but your specific campsite, villa, road or ferry route is not?
- Does travelling against FCDO advice invalidate cover?
- Do you need to contact the travel provider before making an insurance claim?
- Are smoke, heat warnings and air-quality impacts covered or excluded?
Sources to check
- Association of British Insurers wildfire and extreme-weather travel insurance advice
- FCDO foreign travel advice
- Your insurer and travel provider, because policy wording and booking terms control your claim.
Country travel advice
Pick the country affected by your trip.Campervan guide
Route and campsite planning before you move.Europe Fire Map is travel decision support, not an emergency service or an official incident feed. Conditions can change faster than this page. Follow local authorities, accommodation providers and emergency services first. In danger anywhere in the EU, call 112.